AMA Supersport Racer
Join Date: Feb 2005
Location: stl, mo
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schwing is right (like everyone else said)... think it varies state to state, but often damage between 70-95% purchase price. depending who does the assessment, a newer bike can total out real fast. like she said, plastics priced from a dealer can price out at a few grand. scratched swing-arm? replace it. dent in the tank? replace it. it goes on and on, cause the insurance co is liable to get it back to pre-wreck condition.
i did a lot of reading and chattin before i bought mine. the thing to remember is that salvage title bikes will retain the salvage mark on the title if u want to sell it, so it will prolly be harder to sell or fetch less of a price. some ppl scam by going to states that let the salvage mark get taken off the title. anywho, if you're lookin to keep it for a few years and figure it will depriciate either way, u can get a good deal...
i know some mechanics and ppl w/ shops, and the feedback i got was never buy a salvage bike that has been in a wreck that bent the forks. they said the frame near the triple tree mount often bends, and it's very difficult to spot. there's a shop in chi-town that will rebend your frame, but it's like a grand or something.
if you're willing to do some work, you can get a great deal. a couple of grand and you can get a bike that's a year or two old and just needs some clips and covers and some misc stuff and be ready to ride (albeit uglified :) my plastics are still rashed like the day i got her, and i can't say i much mind since i'm ridin to ride and not to impress ppl...