i got comprehensive.. but i paid like 1300 a year...peanut said:Scorpio alarm - $500...
Lo-Jack - about $750...
Comprehensive insurance coverage... priceless.
In all seriousness, comprehensive coverage should cost a LOT less than the alternatives. Mine's probably less than $50/yr, with 0 deductible. If my bike gets stolen, I make a phone call, file a police report, and I get a check.