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Maynard
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Discussion Starter #1
Take a look at this picture:



Those are all the bikes I've owned. They are all very different but so similar at the same time. Ever since I started riding I thought I always knew what kind of bike I wanted. A sportbike. However, I've only been riding 3 years and I've already gone through 8 of them. I always change bikes, looking for something "different" but always reverting back to a sportbike. I went to the dealer and rode a 2012 Ducati Monster 1100 Evo.









The bike was so much fun to ride. The Ducati was pure bliss. Most of my riding is commuting, and the more upright seating position of the Duc, low end torque, and comfortable feel was awesome. The grunt from the Termis growls like a horny Mike Tyson who hadn't had sex in weeks. I am seriously considering getting it. The dealer has it listed at $9,999 and I am planning on trading my gixxer in for it. It has under 3k miles. I would finance the bike, I'm in college, have no payments or loans and live under my parent's roof. I graduate in May and wanted to get myself a graduation present. This could be it. I was always so hateful toward financing a motorcycle. But hey, it can build me credit right? Opinions on my potential decision, or any thoughts on this bike?
 

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If you can scor a credit union loan you would be probably be better off with the interest rate from a dealer on a used bike she looks hawt best of luck
 

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Maynard
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Discussion Starter #5
If you can scor a credit union loan you would be probably be better off with the interest rate from a dealer on a used bike she looks hawt best of luck
I hardly understand financing. I havent done it before. I would just go to a credit union, and tell them im looking to finance a bike? Thanks Moe.





I'm actually looking at a new Tuono V4 ABS right now. After 31 years of sportbikes.

The naked revolution is starting! Get naked!
 

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I hardly understand financing. I havent done it before. I would just go to a credit union, and tell them im looking to finance a bike? Thanks Moe.







The naked revolution is starting! Get naked!
Check out this link to get an idea about credit unions and how thei loan process works http://banking.about.com/od/creditunions/a/creditunionloan.htm if you are a member of a credit union great if not sign up their rates are the most competitive :popcorn:
 
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Maynard
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Discussion Starter #7
Thanks Moe! We'll see what I do. I have credit and they ran it at the dealer. Just not sure on the payments... Haven't really had something like that before
 

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Thanks Moe! We'll see what I do. I have credit and they ran it at the dealer. Just not sure on the payments... Haven't really had something like that before
Its ok man just take your time and do not just sign the dotted line before totally understanding the complete terms of the loan do not get too excited just because i know it is very easy to fall head over heels for a naked Duc
 
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Maynard
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Discussion Starter #10
I'd see what else is in that class, like a brutale for example, and ride them before anything...if that's the only non sportbike you've had time on there's nothing to put it in perspective.
There wasn't a brutale there.. I did ride an f4 1000r and didn't like it though.. An fz09 is the next contender. They advertise the $8299 price tag but the dealer fees kill that.
 

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You've had all of those bikes over the short time of 3 years? Why not keep one for a while and learn how to ride it properly, then when you move out of mom and dads, consider getting a ducati. Just what I would suggest.
 

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Maynard
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Discussion Starter #12
You've had all of those bikes over the short time of 3 years? Why not keep one for a while and learn how to ride it properly, then when you move out of mom and dads, consider getting a ducati. Just what I would suggest.
What do you mean by ride properly? My plan is to move out once my brother graduates from tech school as we are gonna get a place together, we'll probably move to the other house my parents own and pay them
 

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I mean instead of getting sport bikes every month, maybe go take one to the track, see what it's actually capable of and made for. If you're buying superbikes and supersport bikes and using them to mostly commute with, I can see why you and anyone else would want another bike, because it probably sucks. The ducati is definitely more street bike oriented given the geometry and riding position. I then suggested the idea of waiting because if you plan on moving out, you're probably going to have major other expenses that are more important like most people do let alone during the initial moving period. I'm just going off based on what I read. I know I wouldn't want to move back home coming out of college, that's all.
 

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Maynard
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Discussion Starter #15
I have gone to the track, twice. I felt what it's capable of and it was awesome. It's real fun and I've met great people. I learned a lot. But I don't go often enough. And the culture my parents have are different from "American norms." My parents would want me to live with them until I can buy a house and have enough money so that moving expenses shouldn't be too much of a problem. they support me in what I do so I'm gifted and spoiled. But I'll be sure to keep it this way with my kids.
 

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I don't know you to place any judgments, so don't take it negatively like I'm picking on you. I was giving you some input from someone that is also probably very very close to your age. If it's any consolation, the Ducati would probably be a great choice for you then.
 

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Maynard
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Discussion Starter #18
I don't know you to place any judgments, so don't take it negatively like I'm picking on you. I was giving you some input from someone that is also probably very very close to your age. If it's any consolation, the Ducati would probably be a great choice for you then.
Or an fz09.. These would be bikes to keep and pay off. I can do payments but upkeep on the bikes are a big factor.
 

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Or an fz09.. These would be bikes to keep and pay off. I can do payments but upkeep on the bikes are a big factor.
Frankly the FZ-09 is a pile, ride one before you decide on going that route. The 15's are supposed to be better, but still.....

They handle VERY sluggishly, tip in strange, not very flickable and the poor fueling is some of the worst to come out on a new bike I've ever experienced. Ergos are somewhat weird too with a very crappy seat and weird bar placement. It's too bad because the motor is an absolute sweetheart and one of the best ever put into a motorcycle but know you'll spend thousands on top to get it sorted out; with your seemingly short attention span with bijes (not a bad thing, mind you) it'll be very disappointing.

Look Speed Triple, LOTS of brand new leftovers around, there's a dealer in Minnesota who has a '13 for like $7999 on the floor right now. It was there when I picked up my new CBR650F on Saturday.

Mike
 

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Keep in mind dealership support when picking out a bike like a Ducati. I'm not saying you will have issues, but in the unfortunate event that you do you will want a dealer you can easily work with. Ducatis are more common then some of the other brands but part availability still won't be anything like it is with the Jap bikes. Is the place you are buying from a Ducati dealership or did someone trade it in?
 
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