I'm 24 right now and I'm wondering what kind of insurance discount I'll get when turn 25. A bike is $975 year (full coverage but can only really ride 6 months a year in WI) and the car is $660 year full coverage. Thats about $1650 per year for everything. What kind of drop did you guys see and when? btw, this is with state farm. I just switched from american family to state farm today.