i wrecked my bike 2 weeks ago and claimed it on insurance. got an estimate from a shop they quoted $7568 to repair it. my insurance company decided it was a total loss. so i figure ok ill just buy the bike back and fix it cuz the damage is really only about $1500. i financed the bike and still owe alot on it. my insurance company told me that i can keep the bike and get a check for around $4000 or let them take the bike and get a check for around $7000. then today they say that if i keep it they give the $4000 check to the finance company and i keep the busted bike. shouldnt they give me the check and the finance company stays out of it? anyone that has been through similar to this and advice or comments would be huge help.