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Discussion Starter #1
I live near Chicago (in Dupage county), and I need to get some new insurance on my vehicles since moving from Michigan, but I need advice.

I have no points or accidents, and I am 24 so one year short of better rates, but the best quote I got so far was this:

State Farm:
08 Audi A4 --- $136/month (Full Cov)(currently on Geico for $96/month)
97 Ram 3500 - $28/month (PL/PD)
03 600rr ----- $28/month (Comp)(if I insure the other two with it)

Where are you guys going to bundle your vehicles?
And idk if I can get discounts for having a Bachelors and being an engineer?
 

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Might want to check progressive out. I found it cheaper to have just my motorcycle with them than on the rest of my insurance.
 

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I have "State Farm"

For my 06 CBR Full coverage its $11.97 per month..

I've never had a ticket or accident .
Age 21
married
Good Student discount (currently finishing my Master Degree)

If your a student look into a good student discount. (Assuming your a good student)

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I have "State Farm"

For my 06 CBR Full coverage its $11.97 per month..

I've never had a ticket or accident .
Age 21
married
Good Student discount (currently finishing my Master Degree)


What? 12 buck per month for full coverage? I'm 27, no tickets/accidents and got quoted $120 something a month for FC or $100 yr for liability. Do you have home owners and multi-car policy?
 

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I should have noted I'm under my fathers policy which has 5 vehicles and 3 homes.. (until I finish my Masters Degree)

Sorry to with hold that information..


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Discussion Starter #6
I have "State Farm"

For my 06 CBR Full coverage its $11.97 per month..

I've never had a ticket or accident .
Age 21
married
Good Student discount (currently finishing my Master Degree)

If your a student look into a good student discount. (Assuming your a good student)
Assuming you're a good student*
lol

I was sitting in there at state farm and they told me they dont do that stuff. However I am not attending school anymore (I'll go back after I get these loans down), but at geico I got cheaper because I am an engineer and have a 4yr degree. However geico wanted $1200+ per year...



I'll look into progressive. I just was hoping to get all three of my vehicles on one plan.
Also, does anyone know if any company does things like glass work, and trees falling during storms onto your stuff for free? My old MI insurance (auto-owners) used to.
 

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Assuming you're a good student*
lol

I was sitting in there at state farm and they told me they dont do that stuff. However I am not attending school anymore (I'll go back after I get these loans down), but at geico I got cheaper because I am an engineer and have a 4yr degree. However geico wanted $1200+ per year...



I'll look into progressive. I just was hoping to get all three of my vehicles on one plan.
Also, does anyone know if any company does things like glass work, and trees falling during storms onto your stuff for free? My old MI insurance (auto-owners) used to.
State farm said no more good student discount?

That's news to me.. I took my transcript in 2 weeks ago to my agent to "renew" the discount..

Weird.

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Discussion Starter #8
State farm said no more good student discount?

That's news to me.. I took my transcript in 2 weeks ago to my agent to "renew" the discount..

Weird.
They told me they never did that, and I swore they used to, so now I'm thinking it might have been that particular one? idk
 

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Makes much more sense now. on the discount, it norm depends on the agent. I've had some agents tell me about discounts that other's didn't. Also, sense it seems like you got a legit job ask about your work. Alot of companies give discounts if you work for certain companies.
 

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Discussion Starter #11
Makes much more sense now. on the discount, it norm depends on the agent. I've had some agents tell me about discounts that other's didn't. Also, sense it seems like you got a legit job ask about your work. Alot of companies give discounts if you work for certain companies.
Yeah, we actually do get a discount at one and I always seem to forget about that. lol Thanks for the reminder. Metlife?
 

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You may get one for metlife....no telling. Alot of that stuff you have to ask for, unless its some agent you've known for years. I know all the main ones normally offer discounts for employers. Normally the company will have a policy with them as well.
 

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Crap! I pay progressive 189/month for insurance (full coverage).
State: SC
Age 21
I have two speeding tickets:
for 9 mph over, one comes off in may of 2013, the other in june 2014.
 

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As the guy on the Allstate commercials says, it all pretty much costs the same. Each company wants your business so lots of "discounts" are offered. Some of the worst are
"transfer" (from another company), and "season" (when you're not likely to ride as much). After trying Allstate, Progressive, GEICO, and Dairyland I returned to GEICO because the discounts were real and unconditional, the premium difference wasn't that great (Allstate was the lowest, but the company's practices are horrible), and I can do everything on-line including getting quotes for adding vehicles. Re the multi-policy discount it generally doesn't matter whether you have 2 policies (2 vehicles) or 10. You'll get a discount on each, but the discounts don't compound. Good luck.
 

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Discussion Starter #15
As the guy on the Allstate commercials says, it all pretty much costs the same. Each company wants your business so lots of "discounts" are offered. Some of the worst are
"transfer" (from another company), and "season" (when you're not likely to ride as much). After trying Allstate, Progressive, GEICO, and Dairyland I returned to GEICO because the discounts were real and unconditional, the premium difference wasn't that great (Allstate was the lowest, but the company's practices are horrible), and I can do everything on-line including getting quotes for adding vehicles. Re the multi-policy discount it generally doesn't matter whether you have 2 policies (2 vehicles) or 10. You'll get a discount on each, but the discounts don't compound. Good luck.
What do you get at Geico? They are cheap for my car/truck, ($96full/$14plpd) but want over $1200/year (PL/PD, not even Comp) for my bike which is crazy talk.
 

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country companies all the way. Do not use state farm I have been hearing horror story after horror story here lately and how big of dicks they are. I had a friend with a 6k dolla car totalled ant they dropped em. What a joke. I totalled a 23k $ car and my rates barely went up. Best deal around by far and i even know some people who own thoeir own agency and they couldnt come close to that.
 

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State farm depends on your agent. I've cashed 2 bikes 1 car and one stolen car from state farm premiums never went up. I pay 247 a month full coverage on all my vehicles 07 and 06 600rr 03 Forrester 08 crv life insurance home owners insurance. Two drivers on the policy also. I called a few different agents they all have different prices.

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40yr old, clean driving record and Insured in FL

2011 Camry- $1023yr Full coverage Amica

2007 Tundra- $923yr Full coverage Amica

2009 600rr- $282yr Full Coverage State Farm

If you have a clean driving record you should give Amica a call. And State Farm FTW on motorcycle.
 

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Discussion Starter #20
40yr old, clean driving record and Insured in FL

2011 Camry- $1023yr Full coverage Amica

2007 Tundra- $923yr Full coverage Amica

2009 600rr- $282yr Full Coverage State Farm

If you have a clean driving record you should give Amica a call. And State Farm FTW on motorcycle.
Wow, Amica isnt bad.

1368/yr for pretty much everything maxed out for fullcov on my Audi and plpd on my ram. So that would be $114 a month for those two and that includes free glass (which is nice).

I might have to do my bike separate then
 
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