I am looking to insure either a new 2005 600rr or a used 2003 954rr. I'm 22 with no tickets, and 1 accident where I bumped a guys bumper in traffic going 5 mph 3 years ago. I have gotten some online quotes (progressive and geico)and they are all crazy. Like 2400 a year. This is for 50K limits with a 1000 deductible for comprehensive and no collision. I have read other forums her and elsewhere with prices less than $1000. Can anyone give me advice on what I'm doing wrong, besides being young? I'd love to have collision, but comprehensive alone is gonna kill me if I can't get this price down. BTW I have done the MSF and this is not my first bike, and I am willing to switch my car to the new company if it saves me money.