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I am thinking of putting in a claim so I have been reading my policy papers and everything in detail.

My renewal papers came in the other day and says effective 05/04/09 (when policy is renewed) "this policy will not cover damages caused by underinsured or uninsured motorists"

This is known as endorsement 0014.

Anybody else get this? what does it mean? My agent says it only applies to medical expenses - I emailed her asking to put it in writing.

How do I pay 1500 bucks for full coverage a year living in the middle of nowhere, PA ? sigh.
 

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Bleedin' Honda Red
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she is correct. U and UW coverages are ONLY for bodily injury. That covers you for your bodily injury if you are hit by someone who does not have insurance or enough insurance to cover your BI. That way you dont have to go to your own health insurance :)

You also have to sign a selection/rejection form with your agent if you decline these coverages
 
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