thats like 4 points... do you own the bike? Just get liability.. I have 2 points and it's 150 pr year...
Okay so I pulled my MVR form the DOT
1 accident 2 speeding tickets in the last year.
Why am I getting such high quotes...my reocrd isn't that bad.
On side note i went and did my MP license...I know it isn't much but its a start to me.
Why am I getting such high quotes...my reocrd isn't that bad.
On side note i went and did my MP license...I know it isn't much but its a start to me.
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who are u getting quotes from? and how much are they quoting u?
i have 1 major violation (over 100mph) and 1 accident. when i was shopping for insurance i got quotes from $400-$2000 a yr for just liablity. I ended up calling my car insurance provider, Allstate, even though they don't sell mc insurance, the broker insured me with Mc Graw. i pay $350 a yr for liablity. she told me that if i didnt have that major violation it would only be $150 a yr.
on a side note:
i have 1 major violation (over 100mph) and 1 accident. when i was shopping for insurance i got quotes from $400-$2000 a yr for just liablity. I ended up calling my car insurance provider, Allstate, even though they don't sell mc insurance, the broker insured me with Mc Graw. i pay $350 a yr for liablity. she told me that if i didnt have that major violation it would only be $150 a yr.
on a side note:
thats more than 3 words3 words a real motorsports enthusiast lives by:
If its cheap and fast it won't be reliable.
If its cheap and reliable it won't be fast.
If its fast and reliable it won't be cheap.
most insurance companies ignore the first 2 points.
but also that has all happened in the last year which has something to do with it. and i do think its more than 4 points. just get used to it and it will be gone in 3 years.
150 a year!!!!!!!!! i have a record but it is all off now and i am still paying 1500 a year!! damn
That's for min. coverage. I have similar premiums for my bikes.
If i get a bike I will be financing @ least half of it (I don't want to wait).
I haven't gotten a bike yet for for various reasons that are beyond my control but I'm still hoping I can pick up a blue one before the summers end.
I got a quote of a little over 3g's for full coverage from Progressive (even if they added all the discounts I qualify for).
I understand they are the best for MC insurance. I heard Liberty mutual isn't bad either.
I had a really bad speeding ticket (got locked up...my hybrid got me in a lot of trouble......like the car was to blame lol). I think my 3 year MVR says I have 9 points. The accident was my fault. Some guy in a mirage jumped in front of a jeep one day on the highway in traffic (raining crazy) and the pickup truck hit him and I slid into the pickup (@ like 20 miles an hour). I think when you rear end someone that's like an automatic 3 or 4 points.
The speeding ticket I got locked up for went down to a reckless driving (92 in a 45 late @ night....yeah I know real stupid) I believe that was 3 points and then I had a more normal 18 over speeding ticket, I think that was 2 points.
One of those speeding tickets should be dropping off this year, unfortuneately its most likely going to be the lower speeding ticket. I'll have to wait 2 more years to get decent insurance rates.......sux.
I haven't gotten a bike yet for for various reasons that are beyond my control but I'm still hoping I can pick up a blue one before the summers end.
I got a quote of a little over 3g's for full coverage from Progressive (even if they added all the discounts I qualify for).
I understand they are the best for MC insurance. I heard Liberty mutual isn't bad either.
I had a really bad speeding ticket (got locked up...my hybrid got me in a lot of trouble......like the car was to blame lol). I think my 3 year MVR says I have 9 points. The accident was my fault. Some guy in a mirage jumped in front of a jeep one day on the highway in traffic (raining crazy) and the pickup truck hit him and I slid into the pickup (@ like 20 miles an hour). I think when you rear end someone that's like an automatic 3 or 4 points.
The speeding ticket I got locked up for went down to a reckless driving (92 in a 45 late @ night....yeah I know real stupid) I believe that was 3 points and then I had a more normal 18 over speeding ticket, I think that was 2 points.
One of those speeding tickets should be dropping off this year, unfortuneately its most likely going to be the lower speeding ticket. I'll have to wait 2 more years to get decent insurance rates.......sux.
did you say 1 accident and 2 speeding tickets arent bad? holy christ you will be lucky to get insured much less worry about the rate :shock:
+1SRADman said:did you say 1 accident and 2 speeding tickets arent bad? holy christ you will be lucky to get insured much less worry about the rate :shock:
That's what I was thinking. 1 Speeding ticket will kill you for insurance let alone 2 and an at fault accident with a reckless? I'm suprised anyone other than Dairyland will offer to insure you. I know Allstate or Statefarm have some great rates, but they require a clean record.
At the prices that Progressive is quoting you, you would be better off cashing out the bike or buying 2 and having a backup. :roll:
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