a guy here at work recently bought a new 07 zx10 3 weeks ago. walked into the dealer with no money to put down and rode away 2 hrs. later on the brand new zed. finance co. out of nevada or thereabouts did not require the bike to be insured. naturally, the guy only insured it for liability since full coverage would have been unaffordable. last night, it was stolen from outside his apartment. he hasn't even made one payment yet. the zed was locked down to an iron fence. anybody have any advice as to what this kid should do as far as paying for a non existent bike or not? the zed was somehow charged to his credit card initially. is he perhaps covered somehow thru the c card? just looking for something to maybe help him out... i know some of the guys on this site have had the same thing happen to them.