Why is that? What is needed for a trackday? I have never been before, but I am looking to go. Where in the NJ area are there tracks, and is there anyway to find a place (off the streets) to ride for cheaper?
cheaper than a ticket and the insurance increase that would result from a ticket. You get to speed all day long without things like cars, trees, curbs, gravel covered roads, or untethered puppy dogs ruining your day. It's a bargain.
Its true. Most insurance companys look at a track day as learning not racing. because most track days include a school on how to improve your riding. I have a buddy that just crashed at our last track day and his insurance is going to cover the whole thing.
Though I have not had the occassion to use it, it is my understanding from Progressive Insurance that:
Track day (No racing . . . but couched in terms of rider improvement/practice): Coverage
Race day (Club racing: C.C.S.., W.E.R.A., etc.): No Coverage
I know of others who have successfully made claims. Check ahead of time with your insurance company if you have any doubt. Ask them if they provide coverage for riding on a closed circuit for the purpose of rider improvement.
They won't give you an opinion letter to that affect, but you could ask them to cite the specific provision in the policy that they believe gives you the right to such coverage.
Call a track and ask them to send you an informational packet on hosting an event. Talk about sticker shock!!!
Some organizations are better than others in that some make a healthy profit on an event while others may only look to make enough to cover their own costs (free trackday, tires, travel, food, hotel, etc).
Also big difference in the 'amenities' provided. Some provide next to nothing while others kiss your @ss like you are at a vacation resort (read what goes on here for more upscale experience www.keigwins.com).
Insurance generally pays as long as there is not a paying purse involved in the activity. This covers trackdays, STAR school, etc. Just don't wreck in qualifying session for a race weekend and expect them to pay.
Easier for those who take their streetbikes to the track as this is a pretty easy call. Purpose-built trackbikes are harder to argue, but can still be covered. Don't know anyone who takes out insurance on a track/racebike though. Mine is only covered for Theft.
I love talkin' trackdays...17 weeks until Daytona, the first sign of Spring!!!
I was always being extra careful on track days, cause I don't have it paid off all the way, and the full coverage insurance I'm paying wouldn't help out if I wiped it big time.
Track Days vs. Competition ... ahh ... yes. I shall be much more comfortable in the corners and at the end of straight aways. Whew!
Hi all, apologies in advance for the negative 1st post but i have a 2003 RR which wouldn't start although fuel pump was ok etc just span really fast on the button but wouldn't fire. Turns out cylinders 1 and 4 had 40 psi and 2 and 3 20 psi so engine pretty well toast although was running fine...